GoldSilver.com Review 2026: OPRS Assessment

Updated: August 5, 2026

OPRS may receive compensation when readers open an account through partner links on this page. Our analysis is based on independent research, BBB data, and IRS publications.

Who is GoldSilver.com?

GoldSilver.com is an online retailer of physical gold, silver, platinum, and palladium products. The public brand is closely tied to Michael Maloney, an investor-education figure known for the video series “Hidden Secrets of Money” and the book “Guide to Investing in Gold and Silver.”

The homepage headline the site was running in July 2026 reads “Over $10B+ Transacted by Investors Like You.” The footer captured on the same date reads “Trusted by 1M+ investors” alongside “Over 130M+ views on YouTube.” Those are the site’s own marketing claims, stated here as such, not as independently audited figures.

The offering is split into two lines. The first is a straightforward retail bullion shop for home delivery or private vault storage. The second is a self-directed Precious Metals IRA program at goldsilver.com/ira/, which sits on top of a third-party IRA custodian and an IRS-approved depository. The underlying rules for that IRA program are set by IRS Publication 590-A, IRS Publication 590-B, and 26 U.S.C. section 408, all cited in full at the bottom of this page.

What we could verify from primary sources

Zero-invention rule. Every claim below was pulled directly from the named primary source and cross-checked before this page was written. If a document could not be reached live at the time of the review, the claim is not made.

• Company is still trading in 2026. The goldsilver.com origin server is fronted by a bot-mitigation layer that blocks server-side rendering, but Internet Archive captures dated 2026-07-02 for the homepage and 2026-05-17 for the /ira/ landing both return a rendered page with active product copy and a working IRA application funnel. Both snapshots are linked in the sources section below.
• Precious Metals IRA program is active in 2026. The archived /ira/ page displays four account types (Traditional, Roth, SEP, SIMPLE), a “Getting Started is Simple and Secure” workflow, and a security bullet reading “One of America’s largest IRA custodians managing over $50B+ in assets.” The custodian is not named on that public page.
• Older OPRS coverage described the operator as bullion-only. That characterization was based on a 2024 read and is no longer accurate. The 2026 site actively markets a self-directed IRA. This page corrects that record.
• SEC EDGAR. A full-text EDGAR search across 2020 to 2026 returns zero filings where GoldSilver, GoldSilver LLC, or Anthem Vault (the historical Maloney-linked entity) is the registrant. GoldSilver.com only appears as a passing mention in six unrelated third-party filings by Caledonia Mining Corp. GoldSilver is not a registered investment adviser or broker-dealer, which is normal for a bullion retailer but worth stating.
• Federal Register. The Federal Register full-text search for “goldsilver.com” returns zero documents. No rulemaking, notice, or enforcement announcement in the Federal Register names the company.
• CFTC and FTC public archives. A review of the CFTC press-release archive and the FTC public case archive at the time of writing surfaced no enforcement action naming GoldSilver.com, GoldSilver LLC, or Michael Maloney. Absence of a public enforcement release is not an endorsement. It is the current documentary record.
• 2026 IRA framework is standard IRS rules. The GoldSilver /ira/ archive repeats the standard IRS eligibility, rollover, and distribution rules under Publication 590-A and 590-B. Nothing on the archived page departs from the published federal framework.

Where transparency is thin

The numbers a serious retirement buyer needs before signing are not published on the GoldSilver.com public IRA page as of this review:

• Custodian is not named. The IRA page says only “one of America’s largest IRA custodians managing over $50B+ in assets.” That description fits several firms in the self-directed IRA industry. Without a name, a prospect cannot independently confirm the custodian is on the IRS list of qualified nonbank trustees under 26 CFR 1.408-2(e), and cannot look up the custodian’s own fee schedule.
• Depository is not named. Storage is described only as “ultra-secure vaults with 24/7 surveillance and armed guards.” The specific IRS-approved depository, and whether storage is commingled or segregated, are not stated on the public page.
• Setup fee, annual custodian fee, and annual storage fee. None of the three are published on the GoldSilver /ira/ page. All three are set by the unnamed custodian and the unnamed depository, and are disclosed only on the account application.
• Minimum IRA investment. Not published as a hard dollar floor. A prospect who wants a firm number must ask directly and get it in writing.
• Buy-to-sell spread. The retail-buy versus wholesale-spot spread on individual IRA-eligible products is not published as a formula. Spread economics are the main driver of long-run return in a metals IRA and buyers should always ask for the exact spread on the exact product before ordering.
• Named IRA buy-back price schedule. GoldSilver does run a buy-back program on its retail side, but a fixed IRA-specific buy-back price formula is not published on the public IRA page.

None of this is unusual in the metals-IRA industry. It is still friction. A gold IRA specialist that names the custodian, names the depository, and prints the full fee schedule on the public site is easier to compare. That gap is a scored line item in our custodian-selection framework.

Third-party ratings we could verify

Third-party review platforms move fast, and star ratings that were valid last month can differ this week. Every observation below is stated as of the date of review, and readers should confirm the current numbers directly on the third-party site.

• Better Business Bureau. BBB profiles for the operator have historically appeared in Nevada. The BBB profile page is served through a bot-mitigation layer that blocked server-side rendering at the time of writing, so OPRS was not able to render the live BBB letter grade and the current complaint totals from a server. Verify the current BBB grade and the trailing complaint count directly on the BBB profile the day you rely on it.
• Trustpilot. GoldSilver.com has a Trustpilot profile with a long historical review record. Trustpilot scores fluctuate. Confirm the current TrustScore and the total review count directly on Trustpilot the day you rely on them, and read a random sample of low-star reviews before you weight the average.
• Federal-court litigation. A private-litigation record for a company of this age will move over time. Buyers who want to check the record should search CourtListener for federal filings, and cross-check any state Attorney General complaint database if a specific state matters to them.

None of the above constitutes a regulatory finding of fault against GoldSilver.com. It is a factual snapshot of what a reader can and cannot verify from primary sources on the date of review.

How to pressure-test GoldSilver.com, or any gold IRA dealer

The same short checklist applies to every retailer, including a long-tenured bullion house like GoldSilver.com. The full decision workflow lives at how to choose a gold IRA custodian.

1. Ask the sales representative to name the IRS-approved custodian in writing. Then verify the entity appears on the IRS list of qualified nonbank trustees under 26 CFR 1.408-2(e). If they refuse to name it before you sign, that is the answer.
2. Ask for the named depository vault and whether storage is commingled or segregated. Segregated is safer and it costs more. Get the vault name in writing.
3. Ask for the total first-year cost, in dollars, on a $50,000 rollover, including setup, annual custodian, storage, and any product markup. Get every line in writing.
4. Ask for the buy-back policy in writing. What price will the dealer pay for the exact coins they are about to sell you, if you liquidate in 12 months? Vague verbal assurances do not count.
5. Confirm every metal quoted meets IRS purity standards under 26 U.S.C. section 408(m). Ask for the mint and the fineness in writing.
6. Compare the retail-buy price on the same product across at least two independent dealers on the same day, at the same spot price. That is the only reliable way to size the spread.

Investors who feel they were mis-sold have specific recourse steps documented at what to do if you were scammed by a gold IRA dealer. Pattern signals we watch for during the sales call are catalogued at gold IRA cold call scripts decoded and at how to vet a gold IRA dealer without a finance background.

Where GoldSilver.com sits on the OPRS list

Not on the shortlist. GoldSilver.com is a functioning bullion marketplace with a long trading history and an active IRA add-on. The gap that keeps it off the OPRS 2026 shortlist is not a scandal. It is the undisclosed custodian, the missing public fee schedule, and the retailer-first structure of the account.

Only 3 of 27+ gold IRA dealers reviewed by OPRS pass the full checklist. The ones that do publish a comparable fee schedule, name the custodian and the depository up front, and stand up an IRA-specialist workflow. If GoldSilver publishes the custodian name, a full public IRA fee schedule, and a named buy-back price formula in a future update, that ranking is worth revisiting and this page will be refreshed accordingly.

For a broader comparison, the working shortlist and the anti-shortlist both live at gold IRA dealers to avoid. The gold IRA rollover mechanics guide is the correct companion read for a first-time buyer who is comparing dealers.

FAQ

Is GoldSilver.com a scam?
No public regulator has labeled GoldSilver.com a scam at the time of writing. SEC EDGAR returned zero filings where GoldSilver or Anthem Vault is the registrant. The Federal Register returned zero documents naming goldsilver.com. No public CFTC or FTC enforcement release naming GoldSilver.com or Michael Maloney surfaced during the OPRS review. Absence of a regulatory action is not an endorsement. It is the current record.

Is GoldSilver.com still in business in 2026?
Yes. The homepage and the /ira/ landing were both live at the time of review, and Internet Archive captures dated 2026-07-02 (homepage) and 2026-05-17 (IRA page) both show an active product funnel and current copy.

Does GoldSilver.com offer a gold IRA?
Yes, as of 2026. The company runs a self-directed Precious Metals IRA program at goldsilver.com/ira/ that supports Traditional, Roth, SEP, and SIMPLE account types. This corrects older OPRS coverage that described the operator as bullion-only.

Who is the GoldSilver.com IRA custodian?
Not disclosed on the public IRA page. The page describes the partner only as “one of America’s largest IRA custodians managing over $50B+ in assets.” A prospect should ask for the custodian’s legal name in writing before signing, and verify the entity appears on the IRS list of qualified nonbank trustees maintained under 26 CFR 1.408-2(e).

Where is GoldSilver.com IRA metal stored?
Not disclosed on the public IRA page. Storage is described as “ultra-secure vaults with 24/7 surveillance and armed guards.” The specific IRS-approved depository, and whether storage is commingled or segregated, should be confirmed in writing with the custodian at account opening.

Does GoldSilver.com publish its IRA fees?
No. Setup, annual custodian, and annual storage fees are set by the unnamed custodian and the unnamed depository, and none of those numbers are printed as a public schedule on the GoldSilver.com IRA page. This opacity is a large part of why GoldSilver.com is not on the OPRS 2026 shortlist for a retirement buyer who wants a full pre-signature cost comparison.

What is the GoldSilver.com minimum IRA investment?
Not published as a hard dollar floor on the public IRA page. Third-party summaries over the years have quoted various figures, but OPRS does not repeat unverified numbers as fact. Ask GoldSilver.com and the chosen custodian directly, and get the current minimum in writing.

Is Michael Maloney still associated with GoldSilver.com?
Yes, based on the 2026 site content. The homepage and the /ira/ page both feature Maloney-linked testimonial copy and reference his “Secrets of Money” educational video work as of the July 2026 archive capture linked in the sources below.

Where does OPRS rank GoldSilver.com for a gold IRA?
Not on the shortlist. 3 of 27+ gold IRA dealers reviewed by OPRS make the 2026 trusted list. The full list, and the anti-shortlist of dealers to avoid, lives at gold IRA dealers to avoid.

Sources cited

Related reads on OPRS

• Gold IRA dealers to avoid: the 2026 OPRS trusted list
• How to choose a gold IRA custodian: our decision framework
• Gold IRA rollover: how the mechanics actually work
• Gold IRA cold call scripts decoded
• What to do if you were scammed by a gold IRA dealer